Why It’s Not Bad to Refinance Student Loans Multiple Times 

Is it bad to refinance student loans multiple times? If you can save money by doing so, the answer is no. In fact, refinancing student loans more than once could be beneficial if it keeps lowering your interest rate. Read on to learn about “re-refinancing” your student loans, including both the benefits and the potential […]

Student Loan Consolidation vs. Refinancing: Here’s the Difference

While people sometimes use the terms student loan consolidation and refinancing interchangeably, they can refer to two different processes. Direct loan consolidation is a federal option provided by the Department of Education, whereas refinancing is offered by private lenders, such as banks, credit unions, and online lenders. Let’s take a closer look at student loan […]

What’s a Variable vs. Fixed Rate for Student Loans?

When you refinance student loans, you get to choose between a fixed and variable interest rate on your new loan. But what’s the difference between a variable vs. fixed rate on student loans, and which one is better? We’ll take a closer look at the differences between the two to help you decide which rate […]

6 Questions to Ask When Refinancing Your Student Loans

There are a bunch of perks to refinancing student loans, including lowering your interest rate and combining your loans for simpler repayment. But as with any financial move, it’s important to think through everything before making changes to your student debt. So before you apply, here are six questions to ask when refinancing student loans […]

Is It a Good Idea to Refinance Federal Student Loans? 

Is it a good idea to refinance federal student loans? Well, refinancing can have a number of benefits, including lowering your interest rate and combining multiple loans into one for simpler repayment. But it also turns federal loans private, resulting in a loss of borrower protections. If you’re exploring refinancing, consider these five consequences before […]

Should You Refinance Your Student Loans With a Cosigner?

If you’re struggling to refinance student loans on your own, you could boost your chances by applying with a cosigner. A cosigner basically reassures the lender that they’d pay back your loan if you fell behind. But choosing to refinance student loans with a cosigner isn’t an arrangement to be entered into lightly. Before asking […]

Here’s How to Refinance Student Loans Without a Degree

Can you refinance student loans without a degree? The answer to this common question is yes, but only with some lenders. While certain banks require an Associate’s degree or higher, there are a few that will refinance your student loans if you didn’t graduate. Here’s what you need to know about refinancing your student loans […]

4 Major Student Loan Refinancing Mistakes — and What to Do Instead 

By refinancing your student loans, you could cut your interest rate way down and save money. But as with any financial move, this process has some pitfalls you need to avoid. To ensure you protect your money and go about refinancing the right way, here are four common student loan refinancing mistakes — and what […]

4 Common Requirements to Refinance Student Loans

If you’re wondering what the eligibility requirements to refinance student loans are, you’ve come to the right place! In this guide, we’re going to take a closer look at how to qualify for student loan refinancing. If you don’t meet the criteria yet, keep reading for some pro tips on how you can boost your […]

How to Refinance Student Loans, Step by Step 

Refinancing student loans can help you save money on interest and restructure your debt in a more manageable way. In this guide, we’re going to take a closer look at the refinancing process itself. Read on to learn exactly how to refinance student loans in six easy steps. Make sure refinancing is right for you […]